{"id":260869,"date":"2010-03-17T08:11:18","date_gmt":"2010-03-17T08:11:18","guid":{"rendered":"http:\/\/new.moldova.org\/2010\/03\/17\/us-real-estate-harp-to-assist-in-mortgage-refinancing-207298-eng\/"},"modified":"2010-03-17T08:11:18","modified_gmt":"2010-03-17T08:11:18","slug":"us-real-estate-harp-to-assist-in-mortgage-refinancing-207298-eng","status":"publish","type":"post","link":"https:\/\/www.moldova.org\/en\/us-real-estate-harp-to-assist-in-mortgage-refinancing-207298-eng\/","title":{"rendered":"US real estate: HARP to assist in mortgage refinancing"},"content":{"rendered":"Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>

In the United States, national average mortgage rates have been below 5.25% for the past month or so, but many borrowers have not refinanced their current home loan, even though their current rate may be over 6%.<\/p>\n

Some 4.2 million homeowners who refinanced their mortgages last year are saving an average of $2,600 annually, AimLoan.com informed via a press release of Informa Research Services, Inc. By lowering the rate on existing mortgages, homeowners can benefit by having more money to spend, which helps boost the economy.<\/p>\n

Home Affordable Refinance Program (HARP) offered by both Fannie Mae and Freddie Mac, two government-sponsored enterprise (GSE) to purchase and securitize mortgages, is "designed for homeowners who have continued to pay their mortgage on time, but whose property values have fallen through no fault of their own" says Vince Kasperick, Founder and CEO of AimLoan.com.<\/p>\n

HARP refinances must be held by Fannie Mae or Freddie Mac and must follow specific guidelines. Many homeowners are unaware of this option because some major lenders are limiting the number of HARP refinances they offer. A homeowner can find out if her\/his mortgage is eligible by visiting the US government website<\/a><\/strong><\/em>.<\/p>\n

When one looks for refinancing mortgage through HARP, the best way is to find the lowest rate, by using online rate comparison tables. While these tables may not include HARP refinance rates, it is one of the best ways to find out what rates are currently being offered by lenders by regions.<\/p>\n\n","protected":false},"excerpt":{"rendered":"

Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>In the United States, national average mortgage rates have been below 5.25% for the past month or so, but many borrowers have not refinanced their current home loan, even though their current rate may be over 6%.<\/p>\n","protected":false},"author":3,"featured_media":260868,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-260869","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy"],"content_social_share":"Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>

In the United States, national average mortgage rates have been below 5.25% for the past month or so, but many borrowers have not refinanced their current home loan, even though their current rate may be over 6%.<\/p>\n

Some 4.2 million homeowners who refinanced their mortgages last year are saving an average of $2,600 annually, AimLoan.com informed via a press release of Informa Research Services, Inc. By lowering the rate on existing mortgages, homeowners can benefit by having more money to spend, which helps boost the economy.<\/p>\n

Home Affordable Refinance Program (HARP) offered by both Fannie Mae and Freddie Mac, two government-sponsored enterprise (GSE) to purchase and securitize mortgages, is "designed for homeowners who have continued to pay their mortgage on time, but whose property values have fallen through no fault of their own" says Vince Kasperick, Founder and CEO of AimLoan.com.<\/p>\n

HARP refinances must be held by Fannie Mae or Freddie Mac and must follow specific guidelines. Many homeowners are unaware of this option because some major lenders are limiting the number of HARP refinances they offer. A homeowner can find out if her\/his mortgage is eligible by visiting the US government website<\/a><\/strong><\/em>.<\/p>\n

When one looks for refinancing mortgage through HARP, the best way is to find the lowest rate, by using online rate comparison tables. While these tables may not include HARP refinance rates, it is one of the best ways to find out what rates are currently being offered by lenders by regions.<\/p>\n\n

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