{"id":237271,"date":"2006-01-28T11:52:00","date_gmt":"2006-01-28T11:52:00","guid":{"rendered":"http:\/\/new.moldova.org\/2006\/01\/28\/consumption-credits-up-over-2-fold-in-2005-8850-eng\/"},"modified":"2006-01-28T11:52:00","modified_gmt":"2006-01-28T11:52:00","slug":"consumption-credits-up-over-2-fold-in-2005-8850-eng","status":"publish","type":"post","link":"https:\/\/www.moldova.org\/en\/consumption-credits-up-over-2-fold-in-2005-8850-eng\/","title":{"rendered":"Consumption credits up over 2-fold in 2005"},"content":{"rendered":"Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>

The consumption credits doubled in 2005 while analysts indicate a boom of these loans due to a considerable rise of remittances and savings of population, as well as growth of revenues. <\/p>\n

According to estimates based on data of the National Bank of Moldova (BNM), consumption credits worth one billion lei were released in 2005. Their share in the total of credits rose from 3.55 percent on December 31, 2004, up to 7.80 percent in late 2005. <\/p>\n

"The consumption credit has grown very strongly," experts of the independent think tank EXPERT-GRUP estimated. Data of BNM show that the advance on this segment is impressive compared with other areas, whose shares in the structure of bank credits dropped or rose insignificantly in 2005. <\/p>\n

The consumption credits have a huge unused potential and they attract more and more attention of banks. Consumption credits rose from a supply of 66.1 million lei in late 1999, up to 280.8 million lei in late 2004, while the number of clients grew up to hundreds of thousands. <\/p>\n

Competing for clients, commercial banks introduce new products, offer credits for purchase of goods, including automobiles, apartments, education, travel tickets, etc., offer simple procedures that reduce to minimum the time needed to obtain a loan. <\/p>\n

At the same time, experts estimate that the increasing potential on this segment of bank services is huge, while the medium value of a loan under 59 euros for a salary earner in late 2005 is much below the European average. \/\/ BASA-Press<\/p>\n","protected":false},"excerpt":{"rendered":"

Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>The consumption credits doubled in 2005 while analysts indicate a boom of these loans due to a considerable rise of remittances and savings of population, as well as growth of revenues.<\/p>\n

According t<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-237271","post","type-post","status-publish","format-standard","hentry","category-economy"],"content_social_share":"Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>

The consumption credits doubled in 2005 while analysts indicate a boom of these loans due to a considerable rise of remittances and savings of population, as well as growth of revenues. <\/p>\n

According to estimates based on data of the National Bank of Moldova (BNM), consumption credits worth one billion lei were released in 2005. Their share in the total of credits rose from 3.55 percent on December 31, 2004, up to 7.80 percent in late 2005. <\/p>\n

"The consumption credit has grown very strongly," experts of the independent think tank EXPERT-GRUP estimated. Data of BNM show that the advance on this segment is impressive compared with other areas, whose shares in the structure of bank credits dropped or rose insignificantly in 2005. <\/p>\n

The consumption credits have a huge unused potential and they attract more and more attention of banks. Consumption credits rose from a supply of 66.1 million lei in late 1999, up to 280.8 million lei in late 2004, while the number of clients grew up to hundreds of thousands. <\/p>\n

Competing for clients, commercial banks introduce new products, offer credits for purchase of goods, including automobiles, apartments, education, travel tickets, etc., offer simple procedures that reduce to minimum the time needed to obtain a loan. <\/p>\n

At the same time, experts estimate that the increasing potential on this segment of bank services is huge, while the medium value of a loan under 59 euros for a salary earner in late 2005 is much below the European average. \/\/ BASA-Press<\/p>\n

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