{"id":164070,"date":"2010-06-30T16:07:25","date_gmt":"2010-06-30T16:07:25","guid":{"rendered":"http:\/\/new.moldova.org\/2010\/06\/30\/consumer-crediting-halves-in-moldova-210511-eng\/"},"modified":"2010-06-30T16:07:25","modified_gmt":"2010-06-30T16:07:25","slug":"consumer-crediting-halves-in-moldova-210511-eng","status":"publish","type":"post","link":"https:\/\/www.moldova.org\/en\/consumer-crediting-halves-in-moldova-210511-eng\/","title":{"rendered":"Consumer crediting halves in Moldova"},"content":{"rendered":"Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>

Last year, consumer crediting had shrunk by one-half in Moldova, the National Bank has reported.<\/p>\n

In December 2008, the consumer crediting rate was standing at 12.02%, falling to 8.73% by the end of 2009.<\/p>\n

Independent expert are pointing out that in the current situation of instability, not only the inflow of borrowers has diminished, but banks themselves have toughened their credit terms by pushing up the requirements to borrowers’ income level.<\/p>\n

1Q2004 brought new trends, and on the whole a fall in the banking system has stopped, and some banks even mark improvement in this type of crediting, market analysts are saying.<\/p>\n

According to them, in order to drive up demand for credits, banks undertake a lot. For instance, one of the leaders on the consumer crediting market, Mobiasbanca of the Groupe Soci\u0413©t\u0413© G\u0413©n\u0413©rale, has extended crediting timeframes and lowered credit rates.<\/p>\n

"Banks have one general task – to build up crediting volume, the more so that they have a lot of spare cash currently", experts note.<\/p>\n

According to Ecaterina Apostol, Head of the Mobiasbanca’s E-Banking Department, presently the consumer crediting market is growing.<\/p>\n

She said, "Borrowers’ buying capacity has improved, and at least the market has settled down, after a fall. We hope for a further growth of consumer crediting by least 10%", said Ecaterina Apostol.<\/p>\n","protected":false},"excerpt":{"rendered":"

Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>Last year, consumer crediting had shrunk by one-half in Moldova, the National Bank has reported.<\/p>\n","protected":false},"author":3,"featured_media":164069,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-164070","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics"],"content_social_share":"Reading Time: <\/span> < 1<\/span> minute<\/span><\/span>

Last year, consumer crediting had shrunk by one-half in Moldova, the National Bank has reported.<\/p>\n

In December 2008, the consumer crediting rate was standing at 12.02%, falling to 8.73% by the end of 2009.<\/p>\n

Independent expert are pointing out that in the current situation of instability, not only the inflow of borrowers has diminished, but banks themselves have toughened their credit terms by pushing up the requirements to borrowers’ income level.<\/p>\n

1Q2004 brought new trends, and on the whole a fall in the banking system has stopped, and some banks even mark improvement in this type of crediting, market analysts are saying.<\/p>\n

According to them, in order to drive up demand for credits, banks undertake a lot. For instance, one of the leaders on the consumer crediting market, Mobiasbanca of the Groupe Soci\u0413©t\u0413© G\u0413©n\u0413©rale, has extended crediting timeframes and lowered credit rates.<\/p>\n

"Banks have one general task – to build up crediting volume, the more so that they have a lot of spare cash currently", experts note.<\/p>\n

According to Ecaterina Apostol, Head of the Mobiasbanca’s E-Banking Department, presently the consumer crediting market is growing.<\/p>\n

She said, "Borrowers’ buying capacity has improved, and at least the market has settled down, after a fall. We hope for a further growth of consumer crediting by least 10%", said Ecaterina Apostol.<\/p>\n

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